When preparing your finances for 2013 now is the time to create the game-plan. Goal setting and financial implementation is critical. Getting sound advice and locating your personal “money-compass” is a wise move. The “financial compass” is important so one knows if they’re truly setting sail on the right course and on target to reach small markers that prove the path toward financial success. Contact us to get help and advice from CHFC Tom Meaglia now. Remember, New Year’s Resolutions are often shooting arrows into the wind when unaccompanied by guidance from a qualified coach. After all, how many people do we know that set New Year’s Resolutions only to abandon them when they feel less committed due to circumstances?